ELI - 508 | Solving the SME Credit Gap: Inside Biz2X's AI Strategy with Vineet Tyagi
Description
In this episode, we sit down with Vineet Tagi, the Global CTO at Biz2x, to discuss the challenges and opportunities in the Indian SME lending sector. Vineet shares his extensive experience in building scalable, tech-led businesses and delves into how Biz2x is leveraging technology and AI to provide accessible credit to underserved SMEs. The conversation covers the intricacies of the Indian credit ecosystem, the importance of "time to credit," the role of alternative data in underwriting, and the future of embedded finance and agentic AI in transforming the lending landscape.Chapters[00:00 ] - Introduction to Vineet Tagi and Biz2x[00:49 ] - Vineet's Journey: Building Scalable Systems[03:21 ] - Understanding the SME Credit Landscape in India[08:25 ] - Innovation in "Time to Credit" for SMEs[14:40 ] - Leveraging Alternative Data for Credit Decisions[20:52 ] - The Role of AI Agents in Underwriting[25:51 ] - The Rise of Fintech GCCs in India[29:56 ] - Future Trends in Lending and Financial Technology[34:08 ] - Conclusion
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